Net borrowing of consumer credit by individuals in the UK rose to 1.4 billion GBP in June 2025, from an upwardly revised 0.9 billion GBP in May and above market expectations of 1.2 billion GBP. It is the highest reading in five months, as net borrowing through credit cards increased to 0.7 billion GBP from 0.2 billion GBP and net borrowing through other forms of consumer credit (such as car dealership finance and personal loans) remained broadly unchanged, at 0.7 billion GBP over the same period. The annual growth rate for all consumer credit increased to 6.7% in June, from 6.5% in May. Over the same period, the annual growth rate for credit card borrowing rose to 9.7% from 9.3%, and the annual growth rate for other forms of consumer credit slightly increased to 5.4% from 5.3%.