Total US consumer credit rose by $9.48 billion in February 2026, following a downwardly revised $7.67 billion gain in January and below market expectations of a $10 billion increase. It is equivalent to an increase of about 2.2% at an annual rate. Revolving credit increased by $0.71 billion in February, after increasing $2.57 billion in January. Nonrevolving credit, which includes auto and student loans, rose $8.79 billion in February, following a $5.10 billion gain in the previous month.