Total US consumer credit rose by $9.18 billion in October 2025, following an upwardly revised $11.01 billion gain in September and bellow market expectations of a $10.5 billion increase. It is equivalent to an increase of 2.2% at an annual rate. Revolving credit increased at an annual rate of 4.9% or $5.41 billion, following a $4.30 billion increase in September. Nonrevolving credit which includes auto and student loans went up 1.2% or $3.77 billion, following a $6.70 billion gain in the previous month.