Indonesia’s annual loan growth accelerated slightly to 7.74% year-on-year in November 2025, up from October’s three-month low of 7.36%. This marked the fastest growth since June, amid the government's effort to boost domestic demand. However, the volume of undisbursed loan facilities remained high, reaching IDR 2,509.5 trillion in October 2025, equivalent to 23.21% of the total approved credit ceiling. Looking ahead, Bank Indonesia expects full-year 2025 credit growth to come in at the lower end of its 8–11% target range, with a stronger pickup anticipated in 2026.