Total US consumer credit rose by $13.09 billion in September 2025, following an upwardly revised $3.13 billion gain in August and above market expectations of a $10 billion increase. It is equivalent to an increase of 3.1% at an annual rate. Revolving credit increased at an annual rate of 2% or $1.65 billion, following a $6.07 billion decline in August. Nonrevolving credit which includes auto and student loans went up 2.9% or $11.44 billion, following a $9.2 billion gain in the previous month.