The annual growth rate of lending to Swedish households rose to 2.9% in October 2025 from 2.8% in September, reaching its highest level since February 2023. Housing loans which make up 83% of total household lending, increased by 2.7% year-on-year. Consumer loans, which account for 6% of household lending, grew by 4.0% annually. Lending to non-financial corporations increased by 3.0% over the year. Meanwhile, the average interest rate on new mortgage agreements grew at 2.72% in October, down from 2.80% in September, while the average fixed rate on new housing loans with maturities of 1–5 years was higher at 2.89%.