The average rate on a 30-year fixed mortgage rose to 6.26% as of November 20th, 2025, rebounding further from the lowest since early October 2024 of 6.17% seen three weeks ago, according to a survey of lenders by mortgage giant Freddie Mac. “Mortgage rates have been shifting within a narrow ten-basis point range over the last month. This rate stability is a positive sign for both buyers and sellers, as it helps provide greater certainty in the housing markets,” said Sam Khater, Freddie Mac’s chief economist.