Electronic card transactions in New Zealand fell 0.5% month-over-month (seasonally adjusted) to NZD 6.89 billion in September 2025. Spending dropped in several categories, including consumables (-1%), motor vehicles (-2.7%), apparel (-0.4%), fuel (-1%), and durables (-0.4%), while spending in hospitality (+1.4%) rose. On an annual basis, total electronic card spending increased 1% in September, following a 0.9% rise in a month earlier, reflecting steady but moderate growth in consumer activity.