- Housing unbalanced, discussing steps with regulators
- Strong investor demand can be sign of speculative excess
- Says discussing possible steps on home lending with APRA
- Investor loans out of proportion to rental housing market
- Housing and mortgage markets ‘becoming unbalanced’
- Banks need to ensure loans can be serviced if rates rise
- Steps discussed would ‘reinforce sound lending practices’
- Risk to financial institutions if lending growth persists
- Mortgage market risks likely to be macroeconomic
- Households’ appetite for risk continues to grow in 2014