LONDON (AFX) - Gross mortgage lending by major UK banks rose to 10.35 bln stg in June from 9.323 bln the previous month, according to the latest monthly data released by the British Bankers' Association. The BBA said new mortgage approvals rose 5.0 pct on the month to 102,317 in February, with the total value rising 8.0 pct to 7.988 bln stg. The average mortgage loan approval value was 78,100 stg, up from 76,100 stg in May. Seasonally adjusted net mortgage lending rose by 4.122 bln stg, up from May's 922 mln stg rise. The BBA said there were 56,107 remortgages approved during the month at a value of 3.786 bln stg. Approvals of loans secured on dwellings for purposes other than house purchase or remortgaging -- such as home improvement and equity release loans -- totalled 990 mln stg, up from 891 mln stg in May. The BBA reported that gross lending on personal loans totalled 3.165 bln stg in June, up from 2.982 bln in May, whilst after allowing for repayments, there was an increase of 657 mln stg, compared with a rise of 712 mln in May. Gross lending on credit cards totalled 5.531 bln stg in June, down from 5.749 bln the previous month. Net lending rose 101 mln stg compared with May's 249 mln rise. Ian Mullen, BBA director general, said: "The summer months usually see a peak in the banks' gross mortgage lending and this year is no different. Given the general buoyancy of the housing market, the attraction of remortgaging and the intensely competitive products on offer, lending is consequently at a higher level than in previous years."