31 May 2001, 12:44  UK April personal borrowing-STATS

London, May 31 (BridgeNews) - The following tables detail the seasonally adjusted changes in April U.K. personal lending, published by the Bank of England.
The first section shows changes in percent, along with date for the previous three months for comparison. The second section shows net lending, in billion sterling, while the third section shows the value and volume of loans approved, a forward-looking indicator of future housing market activity.

Net lending, percentage growth rates:
--------------------------------------------------------
Total lending
______1 month 3 months 12 month
Apr 0.8 9.3 9.0
Mar 0.7 (0.7) 8.8 (8.8) 8.8 (8.8)
Feb 0.7 (0.7) 8.7 (8.7) 8.9 (9.0)
Jan 0.7 (0.7) 9.0 (9.0) 8.9 (8.9)

Secured on dwellings
______1 month 3 months 12 month
annualised
Apr 0.7 8.6 8.3
Mar 0.7 (0.7) 8.5 (8.4) 8.2 (8.2)
Feb 0.7 (0.7) 8.2 (8.1) 8.3 (8.2)
Jan 0.7 (0.7) 8.6 (8.6) 8.2 (8.2)

Consumer credit
______1 month 3 months 12 month
annualised
Apr 1.3 12.1 11.8
Mar 0.7 9.8 11.2
Feb 0.9 10.4 11.8
Jan 0.8 10.6 11.9

Net lending (in billion sterling)
________________ April
Total personal
borrowing 5.459
Lending secured
on dwellings 3.775
Consumer
credit 1.685

Credit card borrowing 582
Other borrowing 1.103

Total consumer credit outstanding 129.685

Gross loans approved on dwellings:
----------------------------------------------------
Value (billion sterling) Number (000s)
Apr 12,669 98
Mar 12,302 98
Feb 11,546 94
Jan 11,974 102
Dec 11,332 96
Nov 11,437 96

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